🕘 Working: 10:00am – 6:00pm (Mon–Sat)✉ harendrazatakiya@gmail.com
SEBI Registered Investment Advisor · Fee-Only · Ethical · Independent
Self-Assessment Tool

Your Wealth Allocation Score™

Most portfolios don't fail because of bad funds. They fail because of poor structure. This 2-minute diagnostic evaluates how well your portfolio is actually aligned to your goals — not simply what you invest in.

Take the Assessment2 min assessmentNo information storedNo account needed
Asset Allocation Diagnostic Framework and Portfolio Mix Diagram
Why Your Wealth Alignment Score™ Matters

Most investors focus on picking investments, but the real difference comes from how the overall portfolio is structured. The Wealth Alignment Score™ evaluates whether your portfolio balances growth, stability, liquidity and risk around your unique goals and circumstances. It looks beyond individual funds or stocks to assess the strength of your overall portfolio. Your score is based on five key dimensions: asset allocation, concentration risk, liquidity, behavioural fit and portfolio discipline. Together, these provide a quick view of how well your wealth is aligned for the long term.

1

Allocation Alignment

Goal-aligned asset mix
30 points
What is your age group?Choose the option that best applies.
Approximate equity % in your portfolio (stocks + equity mutual funds)Move the slider to set the equity percentage of your overall portfolio.
Primary investment goal time horizon?How long until you will primarily use this money?
What % of your total net worth is held in real estate?Include all property, excluding your primary home if preferred.
Do you hold more than 20% of your financial portfolio in a single stock or fund?Concentration increases downside risk significantly.
Do you have an emergency fund covering at least 6 months of expenses?Count fixed deposits, liquid mutual funds and savings accounts.
When markets fell sharply (e.g. March 2020), what did you do?Past behaviour under real pressure is the most accurate test.
How much portfolio decline can you handle without losing sleep?Sleep Aligned Investing™ requires staying within your true emotional capacity.
How do you manage your portfolio over time?Consistent review habits keep risk in check.
Do you have a written financial plan or investment policy statement?A documented strategy reduces reactive decisions.
Step 1 of 5

The Wealth Alignment Score™ is a directional diagnostic only. It does not constitute investment advice under SEBI (IA) Regulations, 2013. Personalised advice requires a detailed understanding of your complete financial situation. Investments are subject to market risk. Past performance is not indicative of future results. SEBI Reg. No. INA000021988.

📩 harendrazatakiya@gmail.com · 📞 +91 98690 09957