When Wealth Is Aligned, Everything Else Follows.
Institutional-grade, asset-allocation-driven advisory for serious wealth builders. We master the structure before the selection — so your portfolio serves your goals, not your emotions. Guided by a disciplined framework rather than market noise or product pressure, we help you make deliberate, informed decisions that compound into lasting wealth.
Harendra Zatakia
Every firm has a beginning. Ours is recent. But the philosophy, discipline and approach to risk management that shaped Wealth Aligned were built over more than two decades.
Harendra has spent over two decades in institutional markets, including a leadership role as Vice President at Nomura, with earlier experience at Citicorp and UBS, working across APAC, EMEA and the US.
Wealth Aligned is how that discipline is brought home to individuals and families: independent, fee-only and SEBI-registered. The only person he works for is you.
We don't work with every investor. We work with those who value alignment.
Our best outcomes happen when our philosophy aligns with our clients — on discipline, process, and long-term perspective.
- 1Long-term wealth creation over short-term gains.
- 2A disciplined, evidence-based approach.
- 3Commitment to a well-structured strategy.
- 4Advice independent of products.
- 5Clarity over constant activity.
- 6Transparency, integrity and client-first advice.
Proof, Not Promises.
Most Investors Don't Struggle Because of Bad Products
They struggle because their wealth is misaligned — in four predictable ways.
Too Much Risk
Portfolios built with more risk than the investor can truly stay invested in — collapsing exactly when markets turn volatile.
Advice Not Built for Them
Misaligned recommendations that were never designed around personal goals, risk capacity or behaviour.
Exiting at the Worst Time
Abandoning well-intentioned plans during uncertainty — converting temporary declines into permanent losses.
Emotion Over Structure
Decisions driven by market noise, recent performance or product pitches — without a framework to anchor them. The portfolio drifts, reacting instead of staying the course.
Four elements that keep wealth truly aligned.
Alignment rests on Goals, Risk Capacity, Risk Tolerance and the Adviser — four forces that must move in unison. Each one pulls the next behind it, and together they keep decisions steady. Without a framework, portfolios quietly drift — eroding returns one misaligned choice at a time.
True alignment comes from structure — aligned goals, aligned risk, aligned behaviour.
Goals
clear objectives
Risk Capacity
financial ability
Risk Tolerance
emotional comfort
Adviser
expert guidance
Because Everything That Works, Works Through Alignment.
The Three Alignments That Matter
Risk First, Returns Next
We don't begin by pursuing returns. We begin by understanding how much risk is truly appropriate for your goals, your life stage and your temperament. Returns follow from getting this right.
Structure Before Selection
Most investors begin by searching for the best fund or stock. Successful portfolios are built the other way around. First define the right asset allocation, the right risk level, the right structure. Only then select investments.
Sleep Aligned Investing™
A portfolio should not only be mathematically suitable. It should be behaviourally sustainable. If market volatility causes you to panic or exit, the portfolio was never truly aligned.
A Proven 5-Step Process to Align Your Wealth
The ALIGN framework — the structured process behind every engagement.
Assess
Map your complete balance sheet — every asset, liability and goal.
Lifecycle
Define each goal and the time horizon it demands from your portfolio.
Identify Risk
Separate your capacity, appetite and behaviour under pressure.
Goal-Based Allocation
Structure the right asset mix before any product is discussed.
Navigate
Review, rebalance and stay aligned through every market cycle.
Start With the ALIGN Process
Book an introductory conversation to understand your goals, learn how the ALIGN Framework works and explore whether we're the right long-term fit for each other.
Advisory Services Built Around You
Four core disciplines that cover the full spectrum of your financial life. Open each to see how we help.
Your entire financial life. One integrated strategy — goals, cash flows, protection, investments and long-term goals working together.
Align your investments with your goals, priorities, risk capacity and time horizons — building a portfolio with purpose and structure.
An independent perspective on your existing investments — identifying risks, overlaps, gaps and opportunities for improvement.
Cross-border advisory for NRIs, returning NRIs, globally mobile professionals and global investors — integrating Indian and international financial interests.
What Clients Say About Us
Rated by clients on Google — we never solicit or edit client feedback.
Start With Clarity.
A structured introductory conversation about your goals — before any recommendation. No obligation, no products, complete confidentiality.
Book Your Appointment
Select a time that suits you — your call is confirmed instantly.
Ready to Build an Aligned Portfolio?
One conversation is all it takes to begin. Structured, transparent and built entirely around your goals.
Complaints Disclosure
For the month ending August 2026 — as per SEBI (Investment Advisers) Regulations, 2013.
| Received From | Pending (Last Month) | Received | Resolved* | Total Pending# | Pending > 3 Months | Avg. Resolution (Days)^ |
|---|---|---|---|---|---|---|
| Directly From Investors | 0 | 0 | 0 | 0 | 0 | 0 |
| SEBI (SCORES) | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Sources | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 0 | 0 | 0 | 0 | 0 | 0 |
Data updated monthly. View the full Complaints Disclosure ↗ including monthly and yearly trends. For complete complaints data, refer to the SEBI SCORES portal ↗. Investor grievances can also be raised through the SMART ODR portal ↗.
- * Inclusive of complaints of previous months resolved in the current month.
- # Inclusive of complaints pending as on the last day of the month.
- ^ Average resolution time is calculated as the total time taken (in days) to resolve each complaint in the current month divided by the total number of complaints resolved in the current month.