Institutional Discipline. Personalised for You.
Two decades of institutional markets — now available to individuals and families who value alignment.
Harendra Zatakia has held leadership roles in some of the world's leading investment banks — Nomura, UBS and Citi — working across APAC, EMEA and the US. That experience shaped the philosophy behind Wealth Aligned.
Lessons Carried From Institutional Markets
Years in institutional markets distilled into four principles that shape every portfolio we build.
Markets are unpredictable
No one consistently times them. Your portfolio should be built to withstand uncertainty — not to depend on predicting it.
Behaviour is predictable
Fear and greed follow patterns. A well-structured portfolio anticipates your likely behaviour before it recommends a strategy.
Structure beats selection
Asset allocation drives the majority of long-term outcomes. Getting the structure right matters far more than picking the right fund.
Discipline beats intelligence
Staying invested through volatility is what compounds wealth over time. The adviser's job is to help you do exactly that.
“A well-constructed portfolio is not just one that delivers returns, but one that an investor can stay invested in across market cycles.”— Harendra Zatakia, CFP · SunYta Magazine, 2026
The Gap We Set Out to Close
After years in investment banking, one gap became clear. Individual investors were being given products instead of frameworks, opinions instead of process, and activity instead of strategy.
Wealth Aligned was built to bring disciplined thinking, structured decision-making and a risk-first philosophy to individuals and families — in a way that is practical, clear and free from conflicts of interest.
Our Responsibility to You
When individuals entrust us with their financial decisions, we recognise that we are advising on goals, responsibilities and dreams — not simply managing investments. This responsibility shapes every recommendation we make.
Principles We Never Compromise On
Confidential
Your financial life stays private. Every discussion, document and detail is treated with complete confidentiality and professional discretion.
Risk Management First
Portfolios are structured around appropriate risk before returns are pursued.
Behavioural Awareness
Advice accounts for how you will actually behave — not just how you intend to.
Complete Financial Picture
Advice is based on your entire financial life — not isolated investments.
Independent Fee-Only
No commissions, no product incentives. Only your financial success matters.
Investor Education
A commitment to improving financial literacy — within and beyond client engagements.
Two Decades Across Global Markets
From institutional desks in Tokyo, London and New York to independent advisory in India — a career built on disciplined thinking and structured decision-making.
UBS
Global Wealth ManagementCross-border advisory for high-net-worth clients — gaining insight into how wealth, goals and risk must be integrated across jurisdictions.
Citicorp
Investment BankingEarly career foundation in structured finance and institutional advisory — developing the analytical rigour that underpins Wealth Aligned's approach.
Nomura
Vice President — Institutional MarketsLeadership role spanning APAC, EMEA and the US. Built and managed institutional portfolios with a focus on risk management and asset allocation.
Wealth Aligned Financial Advisory
Founder & SEBI Registered Investment AdviserBringing institutional discipline to individual investors. Independent, fee-only and built entirely around the client's financial life.
Training That Backs the Advice
CFP
Certified Financial Planner — the global standard in personal financial planning.
SEBI Registered RIA
Reg. No. INA000021988 under SEBI (IA) Regulations, 2013.
NRI Wealth Management
Specialised coursework in cross-country financial planning for NRI clients.
20+ NISM Programmes
NISM Investor Awareness Programmes aligned with SEBI's advisory framework.
Published Author
Contributing writer — SunYta Magazine, 2026. Institutional investing, risk management and asset allocation.
MBA in Finance
Advanced degree in finance, providing the academic foundation for disciplined investment analysis and wealth management.
Investor Education
Investor education extends beyond client engagements. Wealth Aligned contributes to improving financial literacy through investor awareness sessions, corporate workshops, media contributions, articles and mentoring CFP professionals.
Corporate Workshops
Structured financial literacy sessions for employees — covering goals, risk, asset allocation and long-term planning.
Media Contributions
Featured in Mint Money, Outlook Money and SunYta Financial Planning Magazine — sharing institutional insights with individual investors.
CFP Mentoring
Mentoring the next generation of certified financial planners — contributing to higher standards in the profession.
Ready to Build an Aligned Portfolio?
One conversation is all it takes to begin. Structured, transparent and built entirely around your goals.
Speak Directly with Harendra Zatakia